Saving, that goal we always set but sometimes cannot keep up with due to the everyday emergencies that appear… Why not try to make it a real, constant habit in 2021?
Unexpected situations such as the COVID-19 pandemic, home emergencies or even sudden expenses could be covered if only we had some money saved for those rainy days… Well, OGPay brings you some hacks and tips you can start using NOW to start saving, for real, this year. You won’t even feel it!
- Pay yourself first. Each time you get a paycheck, pay yourself a small amount that will go to your savings, take it seriously as a utility bill. You’ll be surprised to see how much you save at the end of the year!
- Don’t purchase things on a whim! When you feel like purchasing something out of a whim, ask yourself: do I really NEED this? Then wait a few days, if the urge is there consider it, if not, you would’ve saved some dollars on unnecessary items.
- Take advantage of coupons. Install an app like Honey, and get discounts and savings by shopping online.
- Automate your savings each month by creating an automatic debit from each paycheck. Open a savings account for that sole purpose.
- Invest if you can. If you have some money already saved, you may want to start benefiting from investing that money and see it grow in time.
- Shop your groceries in a smart way: that means buying veggies and fruit that are in season and buying non-perishables in bulk.
- Check your memberships, if you don’t use them more than 40% of your time you may want to reconsider spending that money on them. Either commit to make the most of what you pay for or stop spending money on it.
- Buy off-season. If you want to get some new Christmas light don’t wait for the season and instead buy them either way before or after the season is on, you’ll find nice deals and will spend less.
- Take your lunch to work. Avoid take-out or eating out and instead meal-rep your lunches on Sunday. You’ll save some buck for a nice night out!
Saving starts with the commitment of doing it, for you and your loved ones! Manage your money in a smart way and enjoy the convenience of on-the-go payments with OGPay.
Founded in 2008 as Organo Gold, ORGANO™ is dedicated to bringing the benefits of the earth’s nutritional riches to people throughout the world via its premium products that can be used daily to help to achieve a more energetic and healthier lifestyle.